Must click the 'Apply now' button below, open an account by September 5, and spend $75+ in your first 30 days.¹

If your credit card isn’t Apple Card, you’re likely putting up with too many fees and confusing reward systems. Apple Card is different. It has no fees² and every purchase gives you up to 3% Daily Cash, which is real cash³ that never expires or loses value. And now you can grow your Daily Cash and your personal savings at 4.15% annual percentage yield (APY)⁴ when you open a high-yield Savings account with Apple Card.⁵

Now through September 5, get a new Apple Card and get $75 back when you spend $75+ within your first 30 days of account opening. Terms apply.

Apply for Apple Card in as little as a minute and see your credit limit and interest rate offer — all without impact to your credit score.⁶

Other credit cards often charge fees for access to perks you might not even use or that usually come with restrictions. But Apple Card gives you valuable benefits without annual fees. In fact, Apple Card has no fees at all.

4.15% APY.

High yield. Low effort.

Anytime you make a purchase with Apple Card, you’ll get up to 3% unlimited Daily Cash. That’s real cash you can send to a friend or use wherever Apple Pay is accepted, when you send Daily Cash to Apple Cash.⁷ Now, you can also choose to automatically send your Daily Cash to Savings where it’ll grow at 4.15% APY. Your Daily Cash gets deposited automatically, and you can add more funds to Savings from a linked bank account, whenever you like.⁸ All it takes is a few steps — no additional credit checks. And all your account information lives right in Wallet.

Your card. Your data.

Your business.

Apple takes your privacy and security seriously. It’s not just a philosophy, it’s built into all our products. With advanced security technologies like Face ID, Touch ID, and unique transaction codes, Apple Card is designed to make sure you’re the only one who can use it. And while Goldman Sachs uses your data to operate Apple Card and Savings, your data isn’t sold to third parties for marketing or advertising.

Start using Apple Card right away.⁹

See your credit limit and interest rate offer for Apple Card — all without impacting your credit score.

1. Subject to credit approval. Valid only for new Apple Card holders who (1) directly received this email offer, (2) apply under this promotion at https://apple.co/cardemail081523b, (3) open a new Apple Card account 8/15/23 through 9/5/23 (“Offer Period”), and (4) spend $75 or more on the new Apple Card account within 30 days of account opening (“Purchase Period”). Purchases can only be made by the New Apple Card account holder who opens a new Apple Card account during Offer Period. New Apple Card account holder does not include Co‒Owners or Participants added to a Apple Card Family during the Offer Period. This means purchases made by Apple Card Family members will not be included towards the Apple Card account holder’s qualifying spend. Limit one offer per new Apple Card account. $75 cash back is earned as Daily Cash and is transferred after $75 worth of transactions have posted to your Apple Card account. Returns and refunds of purchases made during the Purchase Period may result in a Daily Cash adjustment charge to your account. An additional purchase made during the Purchase Period may qualify you for re-fulfillment of the Daily Cash bonus, but re‒fulfillment may be delayed. Changes to your account status during the offer period may delay the fulfillment of your Daily Cash bonus. You can choose to direct Daily Cash to a Savings account or to an Apple Cash card. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit. Apple Card and Savings accounts are issued or provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. The Apple Cash card is issued by Green Dot Bank, Member FDIC. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more details. If we determine that you have engaged in or plan to engage in abuse or gaming in connection with this offer, you will not be eligible for this offer.

2. Variable APRs for Apple Card range from 19.24% to 29.49% based on creditworthiness. Rates as of August 10, 2023. Existing customers can view their variable APR in the Wallet app or card.apple.com. Late or missed payments will result in additional interest accumulating toward your balance.

3. You can choose to direct Daily Cash to a Savings account or to an Apple Cash card. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit. Apple Card and Savings acounts are issued or provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. The Apple Cash card is issued by Green Dot Bank, Member FDIC. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more information.

4. Annual Percentage Yield as of August 7, 2023. APY may change at any time before or after account is opened. Maximum balance limits apply.

5. To access Savings, Apple Card Owners and Co‒Owners must open a Savings , Salt Lake City Branch. Member FDIC. Apple Card Owners and Co‒Owners may individually apply for a Savings account and are subject to eligibility requirements. By opening a Savings account, Apple Card Owners and Co‒Owners are affirmatively electing to have all future Daily Cash automatically deposited into their respective Savings account. Daily Cash may not be divided between Apple Cash Card and Savings accounts. Owners and Co‒Owners may individually change where their Daily Cash is deposited at, Guam, Northern Mariana Islands, or US Minor Outlying Islands. To set up Savings, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS.

6. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.

7. Apple Cash services are provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions. Only available in the U.S. on eligible devices. To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you are under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family Account. Security checks may require more time to make funds available. Apple Cash Family Accounts can send or receive up to $2000 per transaction or within a seven‒day period. Sending money from Wallet requires iOS 15.5 or later.

8. Maximum balance limits apply. See the Deposit Account Agreement for more information regarding balance limits.

9. Subject to credit approval.

Learn more about how Apple Card applications are evaluated at support.apple.com/kb/HT209218.

To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.

If you reside in the U.S. territories, please call Goldman Sachs at 877‑255‑5923 with questions about Apple Card.

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